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It seems nationally that mortgage rates are climbing much to the dismay of borrowers trying to purchase before things get out of hand with our fiscal policy and quantitative easing. On Feb 13th mortgage interest rates were 4.28% as a national average, on Feb 20th they were 4.33% and today they are 4.37%. Mortgage Rate…

I bet when you think of San Diego the last thing you think of is Charleston SC. Trust me, I understand why. However, you’d be really surprised at how very similar the two cities really are. Truly. I have lived in Charleston SC since 1999, and am originally from Columbia SC. I have traveled all…

Well we can definitely tell it’s summer here in Charleston SC, because the temperature outside is hovering around 96 degrees and the heat index is around 105, and it’s not even August. Unfortunately, for buyers looking to purchase in the area they are experiencing much of the same thing, but for how long? Is there…

  There is NO SUCH THING AS A “FIRST TIME HOME BUYER LOAN”   Caught you off guard huh… Well it is the truth more or less. If you are looking around for the ever present “first time home buyer loan”, then stop wasting your time because you’ll be looking around for ever. There is…

Have we learned nothing from the Great Recession? Housing appears to be headed down the same road it was in 2006 when “the bubble” burst. I owned a flourishing wholesale mortgage firm for 7 years and wrote loans for over 13 years total. After closing my company in 2009 after seeing that there was no…

How to Plan for Your “Southern Style Home” The south has always been a picture of opulence, class, and rolling green fields. Movies like ‘Gone with the Wind’ brought into our attention how the plantation barons of the old days live in near palatial grandeur. Captivating with its glorious beauty and rich history. So as…

Did we not learn our lesson? Has it been so long ago that we have already forgotten the complete and utter collapse of not only our economy but more or less the world’s because of reckless mortgage lending. Don’t be alarmed when I tell you that you had better be prepared for another economic recession…